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Hiring a US SDR or outsourcing? Run the real numbers.

What a US in-house SDR actually costs you, built from primary data (Bridge Group, IRS, KFF, BLS), with ramp and attrition modelled instead of assumed away. Side by side with the agency prices that are actually published, per meeting booked.

These are United States numbers. The employer load is built from US statute (FICA, FUTA, employer-share health) and US salary benchmarks, so it does not describe a hire anywhere else. We have built the same thing on local statute for the UK, UAE and Saudi Arabia, or compare all four side by side.

TL;DR

A US in-house SDR at the Bridge Group 2025 median ($55K base / $80K OTE) costs roughly $104,000–$122,000 a year fully loaded — OTE plus employer load (IRS/KFF/BLS primary data) plus tooling. And that buys about nine productive months per rep-year: ramp is 3.0 months, median annual attrition is 40%, and only 60% of SDRs hit quota.

The unit of comparison that survives scrutiny is cost per meeting booked. Published agency comparables run $8,000–$11,000/month per US-based SDR; Division50 runs $3,500–$5,500/month depending on the market, $5,500/month ($16,500/quarter) for a US-market SDR, roughly $367–$458 per meeting at the 12–15 meetings/month benchmark. Every figure below carries its source and date.

Defaults are the published US benchmarks — Bridge Group 2025 SDR Metrics Report (n=351) — not our estimates. Adjust them to your market; the comparison updates live.

Bridge Group 2025 median: $55,000 · RepVue (8,462 verified salaries): $60,000.
Bridge Group 2025 benchmark: 1215 per month.
The real number

Fully loaded, this SDR costs $112,298/year — $891 per meeting booked.

OTE at the 68:32 split, employer load from IRS/KFF primary data, plus tooling. Priced against the ~9 productive months a rep-year actually delivers after the 3.0-month ramp — with a 40% chance of repeating recruiting and ramp inside twelve months.

Fully-loaded / year (in-house)$112,298OTE $80,882 + employer load $17,916 + tooling $13,500
Monthly cost (in-house)$9,358Annual ÷ 12 calendar months
Per productive month$12,478Annual ÷ 9 productive months (3.0-month ramp)
Cost / meeting booked$891At 14 meetings/mo over productive months (calendar basis: $668)

Where the money goes — per SDR, per year

Base salary49%$55,000
Variable comp (to OTE)23%$25,882
Employer load (FICA, health, retirement)16%$17,916
Tooling & data12%$13,500
Fully-loaded total$112,298

Sanity check: the primary-source build-up in our benchmark report lands at $104,000$122,000/year for a $55,000$60,000 base — before management overhead and commission variance.

Side by side — at your 14 meetings/month

Per dedicated SDR. Every agency figure carries its confidence grade — published prices read from the vendor's own pricing page, self-reported ones from the vendor's own blog or marketing. Sources below.

ProviderMonthlyCost / meeting*Where the reps sitFigure status
Your in-house SDR$12,478 /productive mo$891Your office / payrollYour inputs + IRS/KFF/BLS load
EBQ$10,000$714United StatesPublished price
SalesRoads$10,779$770United StatesPublished price
memoryBlue (absorbed Operatix, 2023)$11,000$786United StatesSelf-reported
Belkins$8,000$571own guarantee implies ~$960/apptEastern Europe / Balkans / CaucasusSelf-reported
Division50$3,500$5,500by region · $5,500 US-market
billed $16,500/quarter
$393US rate. $367$458 at the 1215 benchmarkDisclosed before you sign — ask usOur own rate

*Cost per meeting divides each monthly price by your meetings input (14/mo). The in-house row is priced per productive month — an agency seat has no ramp gap on your payroll, so its calendar month IS a productive month. Ramp and attrition risk sits with you in-house; under an agency it sits with the agency.

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Sources — verified 2026, re-verified quarterly

  • In-house build-up: Bridge Group 2025 SDR Metrics Report (n=351) / RepVue (8,462 verified salaries); employer load from IRS Topic 751 (2026 SS wage base $184,500); IRS Topic 759; KFF 2025 Employer Health Benefits Survey (pub. 2025-10-22); Vanguard How America Saves 2025; BLS ECEC Table 4 — benefits = 30.1% of total comp (ref. March 2026).
  • Ramp, attrition and quota attainment: Bridge Group 2025 SDR Metrics Report — ramp 'lowest since 2010', quota attainment 'lowest on record'. RepVue independently reports 57.1% at quota.
  • Meetings benchmark (1215/SDR/month): Bridge Group 2025.
  • EBQ: $10,000/mo full-time · $5,000/mo half-time (annual commitment) (published price, source, 2026-07-20).
  • SalesRoads: $9,950 per 4 weeks (13 cycles/yr) ≈ $10,779/mo equivalent (published price, source, 2026).
  • memoryBlue (absorbed Operatix, 2023): Dedicated resource model typically starts around $11,000/mo (self-reported, source, undated).
  • Belkins: Starts at $8,000/mo for 100 guaranteed appointments/year ≈ $960/appointment (self-reported, source, 2025-09-08).
  • Division50: $3,500–$5,500/mo depending on market; $5,500/mo ($16,500/quarter) for a US-market dedicated SDR. Our own rate, not a third-party figure. At the Bridge Group benchmark of 12–15 meetings/SDR/month, the US rate is $367$458 per meeting.

On our pricing. Pricing depends on the market your SDR sells into. $5,500/month is the US-market dedicated SDR; rates start at $3,500/month for other regions. The comparisons on this page use the US rate, because everything they are compared against is US cost.

Full methodology and the numbers vendors don't publish: What an SDR actually costs in 2026 →

SDR Cost Calculator → Division50

That's a lot of fixed cost. Make it variable.

Division50 runs the SDR seat from $3,500/month by region, $5,500/month for the US market, billed quarterly. Senior operators booking qualified meetings on your calendar, with no recruiting, ramp, attrition risk, or tooling spend on your side. Bring your numbers to a call and we'll pressure-test them against your real targets.

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How the math works — every component, sourced

Cash compensation. Your base salary input is grossed up to OTE at the Bridge Group 2025 68:32 base:variable split (their study, n=351 B2B companies, puts the median at $55K base / $80K OTE; RepVue independently reports $60K / $85K from 8,462 verified salaries). Employer load adds FICA at 7.65% (IRS Topic 751), FUTA (IRS Topic 759), employer-share health insurance at $7,885/year (KFF 2025 Employer Health Benefits Survey), and retirement at 4.7% (Vanguard How America Saves 2025) — cross-checked against BLS ECEC, which puts private-industry benefits at 30.1% of total compensation.

Tooling is a toggle: a lean stack at $3,830/seat/year (Apollo Professional, LinkedIn Sales Navigator Advanced, HubSpot Sales Pro — all published prices), or a real outbound stack with intent data and a dialer at $12,000–$15,000/seat/year. Ramp + attrition uses the Bridge Group 2025 findings — 3.0 months to full productivity, 40% median annual attrition, 60% of SDRs at quota — to price each meeting against the ~9 productive months a rep-year actually delivers, rather than 12 calendar months.

The outsourced side shows only figures vendors publish or state themselves, each labelled with its confidence grade — no secondhand listicle numbers, no averaging away of disagreements. Cost per meeting divides each monthly price by your meetings input; the Bridge Group benchmark is 12–15 meetings per SDR per month, and a healthy mid-market band is $150–$600 per meeting. If a vendor leads with dials per day instead, check it against the benchmark: the 2025 median is 44–46 dials/day.

Dataset verified 2026; re-verified quarterly. Full write-up, including where each agency's reps actually sit: What an SDR actually costs in 2026. This calculator runs entirely in your browser and stores nothing you type; the optional email step only sends an address if you ask for the breakdown.

Frequently asked questions

How much does an in-house SDR actually cost in 2026?
Far more than the salary line. The Bridge Group 2025 SDR Metrics Report (n=351 B2B companies) puts US SDR cash compensation at $55K base / $80K OTE on a 68:32 split; RepVue independently reports $60K base / $85K OTE from 8,462 verified salaries. On top of OTE sits the employer load — FICA at 7.65% (IRS Topic 751), FUTA, employer-share health insurance at $7,885/year (KFF 2025 Employer Health Benefits Survey), and retirement at 4.7% — plus tooling at $3,830/seat/year for a lean stack or $12,000–$15,000 for a full outbound stack with intent data and a dialer. Fully loaded, that lands at roughly $104,000–$122,000 a year, before management overhead and commission variance. This calculator builds that number from your own inputs using the same primary sources.
What does an outsourced SDR cost per month?
Most vendors refuse to publish a price, which is why secondhand estimates disagree so violently. The figures that ARE published or self-stated: EBQ charges $10,000/month for a full-time US-based SDR (published on its pricing page); SalesRoads quotes $9,950 per four weeks, which is thirteen billing cycles a year — about $10,779/month equivalent (published); memoryBlue states its dedicated model typically starts around $11,000/month (self-reported, undated page); and Belkins states its own floor at $8,000/month for 100 guaranteed appointments a year — roughly $960 per appointment — on its own blog. Belkins, Martal Group, Operatix, SalesHive and Leadium all decline to publish a price on their pricing pages. The calculator shows each figure with its source label so you can see which numbers are published and which are self-reported.
How much does Division50 cost?
$3,500–$5,500 per month depending on the market your SDR sells into. For a US-market dedicated SDR it is $5,500 per month, billed $16,500 per quarter. At the Bridge Group benchmark of 12–15 meetings per SDR per month, that works out to roughly $367–$458 per booked meeting — against a healthy mid-market band of $150–$600 per meeting, and against $667–$960+ for the published US agency comparables. We put our number in the same table, on the same terms, as everyone else's — including the in-house figure you build from your own inputs.
Why do ramp and attrition change the real cost so much?
Three numbers from the Bridge Group 2025 study that a salary comparison leaves out: ramp to full productivity is 3.0 months (their lowest since 2010 — still a quarter of the year), median annual attrition is 40%, and only 60% of SDRs hit quota (described as the lowest on record; RepVue independently reports 57.1%). Put together, you get roughly nine productive months per rep-year, with a four-in-ten chance of repeating recruiting and ramp inside twelve months. That risk sits with you in-house; under an agency it sits with the agency. The calculator's ramp + attrition toggle prices each meeting against the productive months you actually get, so the honest gap is visible instead of assumed away.
What's a good cost per meeting booked?
A healthy mid-market band is roughly $150–$600 per qualified meeting — the right question isn't the absolute figure but whether each meeting reliably produces enough pipeline to justify it. Be careful with vendors who lead with dials per day instead: the Bridge Group 2025 median is 44–46 dials per day (top quartile 67), so any claim near 200 is only reachable with a parallel dialer, where a 'dial' is not a human attempt. Cost per meeting booked is the number that survives scrutiny, which is why this calculator compares everything on that basis.
Is this SDR cost calculator free, and where do the numbers come from?
Completely free, no signup (the only optional step is an email if you want the sourced dataset sent to you). Every benchmark is sourced and dated — Bridge Group 2025, RepVue, IRS, KFF, BLS for the in-house build-up; the vendors' own pricing pages and blogs for the agency figures, each labelled published or self-reported. The dataset was verified in 2026 and is re-verified quarterly. The full methodology is in our benchmark report, 'What an SDR actually costs in 2026'.